We Specialize in Construction Business Insurance
ABM Insurance & Benefit Services, Inc. is a family-owned independent insurance agency in Texas that specializes in the construction industry. We understand the unique challenges contractors face – from supply chain issues, to the need to get certificates to get on jobs quickly – and we’re here to make your life easier.
We even have a Construction Contract Specialist on staff who has 25 years of experience in the industry. They can review your difficult contracts to:
- Determine if your current coverages meet insurance requirements
- Help you negotiate out of unnecessary requirements
- Provide you competitive rates for the necessary requirements
What Others Are Saying about
ABM Insurance & Benefit Services
- Appliance Technician
- Carpenter
- Concrete Contractor
- Debris Removal
- Drywall Contractor
- Electrician
- Excavation Contractor
- General Contractor
- Handyman
- HVAC / Refrigeration Contractor
- Home Renovation Contractor
- Mason
- Insulation Contractor
- Painters
- Paving and Asphalt Contractor
- Plumber
- Roofing
- Siding Installation Contractor
- Solar Contractor
- Snow Plowing
- Welding
- Tile
- Stone and Flooring Installer
- Paperhanger
- Fence Installation Contractor
- Lawn Care
- Landscaping
- And More
We work with the following professions in the construction industry:
Why Texas Contractors Consider Us their Secret Weapon for Insurance:
We Specialize In Construction Insurance
Guaranteed To Return Your Call In 24 Hours Or Less
Easy To Use Online Portal To Create And Download Certificates 24/7
Insurance Tailored To What Matters Most To You
Custom Contractors Insurance Programs To Save You Money
© ABM Insurance & Benefit Services, Inc. 2025. All Rights Reserved.
General Liability | Worker's Compensation | Commercial Auto | Equipment | Builder's Risk | Employee Benefits | Contact Us | Terms and Conditions | Privacy Policy
“We’ve been with ABM for 25 years…they are the most trustworthy insurance agency you can find!”
- JOE HROCH
Womble Company, Inc.
If you have not reviewed or changed your insurance in the past couple of years, you are overpaying...
Our Competitive Packages Empower You To:
Bid Lower
Win More Jobs
Net Higher Profits
Ready to Get Started?
Not Your Typical Insurance Agency
Our Story:
Watch this short video to see why so many contractors say, “I’m never leaving ABM Insurance!”
Hear from our founder, Mike Alexander, Sr. who started the agency back in 1988. Also, hear from his son Mike Alexander, Jr. who is building on the solid foundation his father laid over 37 years ago – while continuing to embrace the core values that have made ABM one of the top-rated insurance agencies in Texas.
“I’m not planning to leave or go anywhere… They are the experts in what I’m doing.”
- TONY VASQUEZ
Lonestar Mechanical Electrical and Plumbing
We offer competitive rates on the following types of insurance:
Here at ABM Insurance & Benefit Services, Inc. we provide a one-stop-shop for Texas contractors. Special care is taken to assure your business has complete insurance protection so there are no surprises later on.
- Contractor General Liability Insurance
- Workers’ Compensation
- Builders Risk Insurance
- Commercial Auto Insurance
- Tools & Equipment Insurance
- Errors and Omissions Insurance (aka Professional Liability)
- Umbrella / Excess Insurance
Coverage Types
Construction Insurance
Will this insurance allow me to hire subcontractors?
Yes. However, we do require that your subcontractors have the legally required licenses, their own insurance with limits equal or greater than your own, and that you're named as an additional insured on their policy. We can discuss all this in more detail when we speak with you.
Yes. We can tailor your insurance package for your specific needs. You can send us the list of endorsements the builder is requesting and we can review and discuss the best coverage options for you.
Do you have certain endorsements that the builder requires?
Yes, we do offer payment options.
Can we make monthly payments on our insurance?
Like most things in life, it depends. Over many years, we’ve developed a unique approach to customizing insurance for contractors, built around contractors liability insurance. This covers you against lawsuits and other costs relating to damage, destruction, injury or even loss of life, caused by you or your employees.
No contractor or subcontractor should be without this. In fact, many general contractors now require subcontractors to have this coverage in place before they’ll consider working with them.
What type of insurance should a contractor have?
One of your employees may damage a building accidentally, break a window or drop a hammer. Therefore, it is vital that you take preventative action to make certain that your business is adequately covered when something goes wrong.
Construction Liability Insurance will protect you against legal action when an accident happens. Just having the right coverage can save you millions of dollars.
What happens when one of your employees damages a building?
Once you have a policy with us, you’ll have 24/7 access to our online portal where you can instantly download proof of your insurance (also called a certificate of insurance, or COI). Log in to your account, download your COI instantly or get delivered via email. Get unlimited certificates and add an additional insured as you need them.
How can I get a certificate of insurance (COI)?
The best way to determine this is to speak with our licensed Contractor Insurance Specialist by completing the form on this page. Our remodeling contractor policy may be all you need or we may recommend you consider our general contractor policy if your operations are a little bit bigger. It just depends on your unique needs.
What type of policy would I need if I’m a “jack-of-all-trades”?
Common Questions About Construction Insurance
Ready to Get Started?
Construction-Specific Insurance Programs from Top Companies
Request Free Quote
"We've been with ABM Insurance for 25 years... they are the most trustworthy insurance agency you can find." - Joe Hroch
Call Us At
TEXAS CONSTRUCTION
INSURANCE
TEXAS
CONSTRUCTION
INSURANCE